Partial authorizations allow users to complete transactions by splitting the full amount between their corporate and personal accounts. When using hybrid cards, this feature ensures that users can utilize multiple funding sources efficiently and avoid declined transactions.
** Please note that partial authorizations will only apply to ILS based transactions **
How Partial Authorizations Work with Hybrid Cards
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Corporate Fund Check:
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When a transaction is initiated, the system first checks the balance of the corporate account associated with the hybrid card.
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Partial Authorization Trigger:
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If the primary fund does not have enough balance to cover the full transaction amount, a partial authorization is triggered.
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Personal Fund Use:
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The remaining balance needed to complete the transaction is then drawn from the user's personal account.
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Transaction Completion:
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Once the combined funds cover the total amount, the transaction is approved and processed.
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Example of a Partial Authorization
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Scenario:
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A user initiates a $200 transaction.
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The corporate account has $150 available.
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The remaining $50 is drawn from the personal account.
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The transaction is successfully completed.
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Partial Authorizations and Daily Limits
Please note that any tenant using hybrid cards, partial authorizations are not supported for activities governed by daily limits